Field Mouse: I Am Going To Kill Myself Now...

Can Cad have your Christmas hat as you won't be needing it?

There surely is a way out of all this. Can you say what happened with more details?

I figured, I just never heard of anyone who this has happened to. Is there any compensation? From the bank or anything?

Oh my God Lozzy! I'm so very sorry. Did it happen the way Giacoma presumed it did? Using online banking? There must be a way out, it's impossible you are not going to get a compensation. Don't jump to conclusions too fast, I'm sure there's nothing irreparable. Wish you all the best Loz.

Sure it's gonna be ok Lozzy

ok guys.

The whole 'someone's hacked into my account' thing could have just been me panicking at the spur of the moment. After looking at my previous bank statements...there isn't any kind of suspicious behaviour anywhere.

I think i have spent it all.

How utter greedy am i?

How annoyingly CUNTIFIED am i?

I am furious with myself.

I really don't know who to turn to...i only have to last without money until January (that when next loans go in) ... but i can't even afford my phone bill, let alone food and uni fare.

I am screwed.

Going to the bank tomorrow to cancel the direct debit for my phone bill. Then...well, i dont know what. I'm going to have to get in touch with uni and explain my situation to them. I've enquired about an emergency loan with them...but don't think that they will give me enough to cover everything.

My only other option is to borrow money off my family....but i hate having to ask. They will hate me for spending it all.

What about a part time job?

I know about the recession of course. I have always had fixed-term contracts and therefore always had to look for other/momentarily alternative possible jobs to keep my economical situation (more or less) stable.
While I was studying at the uni I have taught English - my fellow-contrymen do not speak a word of it, lucky me! If you put up flyers over the campus there might be foreign students looking for lessons. As soon as lessons begin you start to be paid and this can help you with immediate small daily expenses.

I was in a similar situation when I was about your age, Lozzy: credit card maxed out (even beyond the $200 cushion they allowed), checking account empty (even the $500 "bounce-proof" allowance), and I had other bills to pay. I was crying at the bank--the teller embarrassed me so badly, and she was so fucking smug about it! My mom bailed me out. I did eventually pay back every penny--nearly $2000. And learned about managing money. It can happen to anyone, so don't feel bad. Just get someone to lend you some money till January, and go easy on spending after your new loan comes in. And tuck in to your plate of crow, because I bet you'll be eating your share for awhile. Just grin and bear it. In 5 years, this will be a lesson you'll be sharing with someone else.

Thanks for lexical explanation MrsT.!

I love crows. They're intelligent, funny, and their personalities vary a lot. They're graceful fliers, too.

Last night I dreamed of you Lozzy.
In my dream you lived in a beautiful, two-floor house. It was big, had many rooms. The only strange thing was the wallpaper: garish colours. It looked very 70’s!
In a room there was a bunch of boys (cousins? mates?) watching tv. You walked into the room and said:” I want to watch the news”. One of the boys replied:”Oh no, come on, we’re watching Top of the Pops” (??? Is it still broadcasted?)
You:” I don’t give a fuck, I want to watch the news!”
Then you went upstairs and your mum, who had just arrived home, came into your bedroom. She was long-haired and looked young. I mean, let’s say she looked like she was in her early forties.
She told you something like:”I’ve heard you’ve smoked cannabis” and she reproached you. You rolled your eyes and shaked your head. Then your mum mellowed and told you she loved you. You said “Love you too” but seemed embarrassed and nervy.
You came back downstairs and in another room (not the telly room) there was your grandma. She also looked pretty young. You asked her:”Have you ever been broke?” in a very casual way.
She:”How much do you need?”



I'm afraid I'm useless but fortunately there's people like Gungas, Gia, Fanny and MrsThing to give you good advice.

xxx

As for your dream, Valet...

I like how it involved me taking drugs.

Is that really how you see me?

haha. Love it.

Lozzy I'm really glad to hear, sounds like you're on the right track. :)

It's only 6 weeks till January...

Sorry that you've gone through all this, Lozzy.

I am having financial difficulties myself, and the more I think about them, the more anger I build towards my ex (I wasn't the spender in the household-- he was...he came into the relationship with 13 credit cards worth of debt-- me? $200 worth of debt on one credit card that would've only taken me 2 months to pay off).

I just have to keep reminding myself that this will be the past someday and I'll be laughing about it (or at least reminiscing) when I actually have furniture and I'm living in my own house.

englishcad, that's not that bad an idea. We did that quite often at uni to get extra money and were monitored very carefully. (I remember a trial getting cancelled because one of the participants developed pimples.) No clue about the regulations in England, though.

An adress to find paid clinical trials: http://www.paidclinicaltrials.org/dir/category/healthy-participants/

cassbtt, chances are 50:50 per trial :)